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119th Congress
Independent · Nonpartisan · Reader-supported
SENATES.J.Res. 113· 119th Congress

Blocking Climate Risk Rules for Banks

A joint resolution providing congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to "Rescission of Principles for Climate-Related Financial Risk Management for Large Financial Institutions".

Sponsor
Elizabeth Warren (D-MA)
Introduced
Mar 5, 2026
Last Action
Mar 5, 2026
Passage
25%
Introduced
Mar 5, 2026
2
Committee
3
Floor Vote
4
Both Chambers
5
Enacted
01 — The Text

What.

  • This bill would reject a rule that the Office of the Comptroller of the Currency (a banking regulator) just removed. That removed rule required large banks to manage financial risks related to climate change.
  • By passing this bill, Congress would officially disapprove of the decision to eliminate the climate risk management guidelines for big financial institutions.
02 — The Stakes

So what?

  • This affects large banks and their customers, as it determines whether banks must consider climate-related risks (like flooding or extreme weather) when making lending and investment decisions.
  • Climate-related financial risks could impact loan availability, interest rates, and how banks manage money. Banks argue compliance is costly; supporters argue ignoring climate risks threatens financial stability.
03 — The Path

Now what?

  • The bill was introduced in the Senate on March 5, 2026, and sent to the Banking Committee for review.
  • Contact your Senate representatives to share your position on whether banks should be required to manage climate-related financial risks.
Legislative History

Actions.

  • Mar 5, 2026Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  • Mar 5, 2026Introduced in Senate