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119th Congress
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HOUSEH.Res. 426· 119th Congress

House clears rules to kill bank and pollution regulations

Providing for consideration of the joint resolution (S.J. Res. 13) providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act; providing for consideration of the joint resolution (S.J. Res. 31) providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "Review of Final Rule Reclassification of Major Sources as Area Sources Under Section 112 of the Clean Air Act"; and waiving a requirement of clause 6(a) of rule XIII with respect to consideration of certain resolutions reported from the Committee on Rules.

Sponsor
Nicholas Langworthy (R-NY)
Introduced
May 19, 2025
Last Action
May 20, 2025
Passage
72%
✓
Introduced
May 19, 2025
✓
Committee
—
✓
Floor Vote
May 20, 2025
4
Both Chambers
—
5
Enacted
—
01 — The Text

What.

  • House passed a procedural resolution 210-208 allowing votes on two bills that would cancel federal regulations.
  • First bill (S.J. Res. 13) nullifies Treasury's rule reviewing bank mergers under the Bank Merger Act.
  • Second bill (S.J. Res. 31) nullifies EPA's rule reclassifying major pollution sources as area sources under Clean Air Act.
  • Resolution waives House procedural rules that normally block same-day consideration of certain parliamentary actions.
02 — The Stakes

So what?

  • Banks win: reduced regulatory scrutiny for merger applications; consumer/community advocates lose transparency in bank consolidation reviews.
  • Industrial polluters win: looser emissions oversight for major pollution sources; public health advocates lose stricter air quality protections.
  • Split decision: Republicans (210 votes) prioritize deregulation; Democrats (208 votes) oppose rolling back environmental and financial safeguards.
  • Both underlying nullification bills still need Senate passage and presidential approval to become law.
03 — The Path

Now what?

  • House passed the procedural resolution May 20, 2025. Senate must now vote on the two substantive bills (S.J. Res. 13 and 31).
  • If Senate passes both bills, they go to President for signature—likely approval given current political alignment favoring deregulation.
  • Track Senate votes on S.J. Res. 13 and 31 at Congress.gov to see if deregulation advances.
Legislative History

Actions.

  • May 20, 2025 — Motion to reconsider laid on the table Agreed to without objection.
  • May 20, 2025 — On agreeing to the resolution Agreed to by recorded vote: 210 - 208 (Roll no. 135).
  • May 20, 2025 — Passed/agreed to in House: On agreeing to the resolution Agreed to by recorded vote: 210 - 208 (Roll no. 135).
  • May 20, 2025 — On ordering the previous question Agreed to by the Yeas and Nays: 215 - 207 (Roll no. 134).
  • May 20, 2025 — Considered as unfinished business. (consideration: CR H2166-2168 )
  • May 20, 2025 — POSTPONED PROCEEDINGS - At the conclusion of debate on H. Res. 426, the Chair put the question on ordering the previous question and by voice vote, announced that the ayes had prevailed. Mr. McGovern demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
  • May 20, 2025 — DEBATE - The House proceeded with one hour of debate on H. Res. 426.
  • May 20, 2025 — Considered as privileged matter. (consideration: CR H2159-2166)