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119th Congress
Independent · Nonpartisan · Reader-supported
HOUSEH.R. 9644· 119th Congress

Bill Requires Medicare Advantage Plans to Disclose Financial Information and Standardize Benefit Presentations

Medicare Advantage MLR Transparency Act

Sponsor
Nathaniel Moran (R-TX)
Introduced
Jul 13, 2026
Last Action
Jul 15, 2026

Recorded legislative actions. Future votes are not implied.

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Introduced
Jul 13, 2026
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In Committee
Jul 13, 2026
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Passed Committee
Jul 15, 2026

AI-assisted analysis based on the official CRS summary. Source version: Sep 2, 2026. Analysis updated: Sep 15, 2026.

01 — The Text

What.

  • Medicare Advantage organizations must submit and publish information about revenue received under each offered plan
  • Organizations must provide a breakdown of expenses related to each plan, including costs beyond medical claims
  • Plans must present electronic information about benefits to beneficiaries in a manner similar to private insurers, to the extent practicable
  • Published information must be made available on MA organizations' websites and submitted to the Centers for Medicare & Medicaid Services
02 — The Stakes

So what?

  • The bill establishes transparency requirements but does not specify enforcement mechanisms or penalties for non-compliance based on the official summary
  • Effects on beneficiary understanding, plan pricing, or market competition are not documented in the official summary
  • The phrase 'to the extent practicable' creates flexibility in how plans must standardize benefit presentations, with no defined standards specified
03 — The Path

Now what?

  • Bill was introduced in the House on July 13, 2026
  • Referred to Ways and Means Committee and Energy and Commerce Committee on July 13, 2026
  • Committee markup held July 15, 2026, with substitute ordered reported 42–0
Legislative History

Actions.

  • Jul 15, 2026 — Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 42 - 0.
  • Jul 15, 2026 — Committee Consideration and Mark-up Session Held
  • Jul 13, 2026 — Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
  • Jul 13, 2026 — Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
  • Jul 13, 2026 — Introduced in House
  • Jul 13, 2026 — Introduced in House