AI-assisted analysis based on the official CRS summary. Source version: Jul 10, 2026. Analysis updated: Sep 15, 2026.
01 — The Text
What.
- Political committees must collect credit/debit card verification codes and billing address ZIP codes for online donations
- Contributions must be made under the donor's own name; card name must match donor name
- Political committees cannot accept contributions made through gift certificates or store gift cards
- The $200 threshold for disclosing contributor information is eliminated, requiring reporting on all contributions regardless of amount
- Knowingly directing someone to contribute in another person's name is prohibited; recipients must report suspected straw donations to the FEC
02 — The Stakes
So what?
- Enhanced verification procedures may reduce fraudulent or foreign contributions to federal campaigns
- Removal of the $200 disclosure threshold increases transparency but expands administrative reporting requirements for political committees
- The bill provides an exception allowing U.S. citizens, nationals, and lawfully permanent residents without a U.S. mailing address to contribute if they provide specified identifying information
- The FEC is directed to promulgate implementing regulations, but specific enforcement mechanisms and penalties are not detailed in the official summary
03 — The Path
Now what?
- Bill introduced in House on May 11, 2026
- Referred to House Committee on House Administration on May 11, 2026
- Committee markup held and ordered to be reported as substitute on May 14, 2026 (11-0 vote)
- Reported as amended by committee on July 13, 2026; placed on Union Calendar No. 651
Legislative History
Actions.
- Jul 13, 2026 — Placed on the Union Calendar, Calendar No. 651.
- Jul 13, 2026 — Reported (Amended) by the Committee on House Administration. H. Rept. 119-747.
- Jul 13, 2026 — Reported (Amended) by the Committee on House Administration. H. Rept. 119-747.
- May 14, 2026 — Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 11 - 0.
- May 14, 2026 — Committee Consideration and Mark-up Session Held
- May 11, 2026 — Referred to the House Committee on House Administration.
- May 11, 2026 — Introduced in House
- May 11, 2026 — Introduced in House